OnPay Review
Straightforward full-service payroll at one flat rate
Quick facts
- Base price
- $49/mo + $6/worker
- Example cost
- $55/mo for 5 workers
- Tax filing
- Federal, state and local included
- Best for
- Simple, all-included pricing
Our verdict
Bottom line: OnPay delivers full-service payroll on one transparent plan at $49 per month plus $6 per worker, which works out to roughly $55 per month for a five-person team. Federal, state and local tax filings, W-2 and 1099 processing, unlimited pay runs and multi-state payroll are all included, with no implementation or integration fees. Free setup and data migration make it a strong, no-surprises choice for lean teams and first-time payroll buyers.
Pros and cons
Pros
- Transparent single-plan pricing with no hidden fees
- Multi-state payroll and tax filings included
- Free setup and data migration
Cons
- Fewer brand-name integrations than larger rivals
- Add-on HR module costs extra
Who OnPay is best for
Cost-conscious small businesses that want everything included in one plan.
- One simple plan with W-2 and 1099 payroll included
- Pay workers in unlimited states at no extra charge
- Free setup, data migration and onboarding
How OnPay compares
Our current top pick for payroll software is Gusto. Here is how they line up:
| Measure | OnPay | Gusto |
|---|---|---|
| Editorial score | 9.4/10 | 9.6/10 |
| Base price | $49/mo + $6/worker | Simple $49/mo + $6/person |
| Example cost | $55/mo for 5 workers | $80/mo + $12/person |
| Tax filing | Federal, state and local included | $35/mo + $6/contractor |
See the full payroll software comparison for everything we measured.
How we chose
Every payroll software provider here gets the same treatment: the BusinessShop research team scores it on five weighted factors, the weights are published, and no provider can pay to move up. Commissions never touch the math.
- 30% Pricing & value
- 25% Product quality
- 20% Customer experience
- 15% Reputation
- 10% Flexibility
More payroll software reviews
- Gusto review 9.6/10
- QuickBooks Payroll review 9.4/10
- Square Payroll review 9.2/10
- ADP review 9.2/10
- Patriot Software review 9.2/10