Fundbox Review
Credit lines for newer businesses
8.8/10
Ranked #5 of 5 in Business Loans
Check your rate Takes you to fundbox.com
Quick facts
- Credit line
- Up to $150K
- Time to fund
- Next business day
- Min. time in business
- 6 months
- Min. credit score
- 600
Our verdict
Bottom line: Fundbox underwrites on live business data rather than years of financials, making it one of the few credible options before the two-year trading mark.
Pros and cons
Pros
- Friendliest to young businesses
- Connects to accounting software
- Clear weekly pricing
Cons
- Shorter repayment terms (12–24 weeks)
- Smaller maximum line
Who Fundbox is best for
Startups with limited trading history.
- 6 months in business accepted
- AI-driven approvals in minutes
- No origination fees
How Fundbox compares
Our current top pick for business loans is Lendio. Here is how they line up:
| Measure | Fundbox | Lendio |
|---|---|---|
| Editorial score | 8.8/10 | 9.6/10 |
| Credit line | Up to $150K | $1K – $5M |
| Time to fund | Next business day | 24–72 hours |
| Min. time in business | 6 months | 6 months |
See the full business loans comparison for everything we measured.
How we chose
Every business loans provider here gets the same treatment: the BusinessShop research team scores it on five weighted factors, the weights are published, and no provider can pay to move up. Commissions never touch the math.
- 30% Pricing & value
- 25% Product quality
- 20% Customer experience
- 15% Reputation
- 10% Flexibility
More business loans reviews
- Lendio review 9.6/10
- Bluevine review 9.4/10
- OnDeck review 9.2/10
- Biz2Credit review 9.0/10