Bluevine Review
Flexible credit lines up to $250K
9.4/10 Best Line of Credit
Ranked #2 of 5 in Business Loans
Check your rate Takes you to bluevine.com
Quick facts
- Credit line
- Up to $250K
- Time to fund
- Same day available
- Min. time in business
- 12 months
- Min. credit score
- 625
Our verdict
Bottom line: Bluevine’s revolving line of credit suits businesses with lumpy cash flow, approve once, then draw whenever invoices lag. Pricing is simple interest with no draw fees.
Pros and cons
Pros
- Transparent simple-interest pricing
- Fast online application
- No prepayment penalty
Cons
- Weekly or monthly repayment schedule
- Not available in all states
Who Bluevine is best for
Ongoing cash flow flexibility.
- Draw and repay as needed
- Decisions in as little as 5 minutes
- Only pay for what you draw
How Bluevine compares
Our current top pick for business loans is Lendio. Here is how they line up:
| Measure | Bluevine | Lendio |
|---|---|---|
| Editorial score | 9.4/10 | 9.6/10 |
| Credit line | Up to $250K | $1K – $5M |
| Time to fund | Same day available | 24–72 hours |
| Min. time in business | 12 months | 6 months |
See the full business loans comparison for everything we measured.
How we chose
Every business loans provider here gets the same treatment: the BusinessShop research team scores it on five weighted factors, the weights are published, and no provider can pay to move up. Commissions never touch the math.
- 30% Pricing & value
- 25% Product quality
- 20% Customer experience
- 15% Reputation
- 10% Flexibility
More business loans reviews
- Lendio review 9.6/10
- OnDeck review 9.2/10
- Biz2Credit review 9.0/10
- Fundbox review 8.8/10