The Hartford Review
A 200-year-old insurer with top-tier claims service
9.4/10 Best for Established Businesses
Ranked #2 of 5 in Business Insurance
Get a quote Takes you to thehartford.com
Quick facts
- Monthly premium from
- $45
- Quote time
- Same day
- Policy types
- BOP, GL, WC, Cyber
- AM Best rating
- A+
Our verdict
Bottom line: The Hartford suits businesses that value a carrier with deep claims experience and financial strength. Its business owner’s policy bundles property and liability at a competitive rate.
Pros and cons
Pros
- Excellent financial strength
- Broad coverage options
- Experienced claims teams
Cons
- Premiums above digital-first rivals
- Online experience is dated
Who The Hartford is best for
Businesses that want an established carrier.
- Highly rated claims handling
- Strong BOP bundles
- Dedicated small business unit
How The Hartford compares
Our current top pick for business insurance is Next Insurance. Here is how they line up:
| Measure | The Hartford | Next Insurance |
|---|---|---|
| Editorial score | 9.4/10 | 9.6/10 |
| Monthly premium from | $45 | $25 |
| Quote time | Same day | Under 10 min |
| Policy types | BOP, GL, WC, Cyber | GL, PL, WC, Tools |
See the full business insurance comparison for everything we measured.
How we chose
Every business insurance provider here gets the same treatment: the BusinessShop research team scores it on five weighted factors, the weights are published, and no provider can pay to move up. Commissions never touch the math.
- 30% Pricing & value
- 25% Product quality
- 20% Customer experience
- 15% Reputation
- 10% Flexibility
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