Next Insurance Review
100% online coverage built for small business
Quick facts
- Monthly premium from
- $25
- Quote time
- Under 10 min
- Policy types
- GL, PL, WC, Tools
- Claims response
- 48 hours avg.
Our verdict
Bottom line: Next Insurance is built for owners who want coverage in place today. Policies are tailored to over 1,300 trades and professions, certificates are instant, and bundling liability with tools or commercial auto earns a meaningful discount.
Pros and cons
Pros
- Entirely online: quote, bind and claim
- Industry-tailored policies
- Unlimited free certificates
Cons
- No local agent support
- Complex risks may need a broker
Who Next Insurance is best for
Fast, affordable coverage for small teams.
- Instant certificates of insurance
- Quotes in under 10 minutes
- Save ~10% bundling policies
How Next Insurance compares
Next Insurance holds the top spot in our business insurance rankings. The closest alternative is The Hartford, and the full comparison shows where each provider wins.
How we chose
Every business insurance provider here gets the same treatment: the BusinessShop research team scores it on five weighted factors, the weights are published, and no provider can pay to move up. Commissions never touch the math.
- 30% Pricing & value
- 25% Product quality
- 20% Customer experience
- 15% Reputation
- 10% Flexibility
More business insurance reviews
- The Hartford review 9.4/10
- Hiscox review 9.2/10
- Chubb review 9.0/10
- Thimble review 8.8/10