US

Stax Review

Subscription pricing with strong invoicing

Researched and fact-checked by the BusinessShop Research Team Last reviewed June 2026 Next review: December 2026

8.6/10 Ranked #5 of 5 in Credit Card Processing
Get pricing Takes you to staxpayments.com

Quick facts

Pricing model
Subscription + interchange
Monthly fee
From $99
Best at volume
$30K+/month
Payouts
1–2 business days

Our verdict

Bottom line: Stax pairs subscription pricing with the invoicing, recurring billing and level 2/3 data tools B2B businesses need to actually lower their interchange costs.

Pros and cons

Pros

  • Predictable cost at scale
  • Good B2B feature set
  • Level 2/3 data support cuts B2B rates

Cons

  • Higher monthly fee
  • Onboarding can take days

Who Stax is best for

B2B and invoice-heavy businesses.

  • 0% markup subscription model
  • Strong invoicing & recurring tools
  • Detailed analytics dashboard

How Stax compares

Our current top pick for credit card processing is Helcim. Here is how they line up:

Stax Helcim
Editorial score 8.6/10 9.4/10
Pricing model Subscription + interchange IC + 0.4% + 8¢
Monthly fee From $99 $0
Best at volume $30K+/month $0

See the full credit card processing comparison for everything we measured.

How we chose

Every credit card processing provider here gets the same treatment: the BusinessShop research team scores it on five weighted factors, the weights are published, and no provider can pay to move up. Commissions never touch the math.

  • 30% Pricing & value
  • 25% Product quality
  • 20% Customer experience
  • 15% Reputation
  • 10% Flexibility
Read the full methodology →

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